How To Improve Credit Score Fast

Most consumers usually ask me the same question "How to improve credit score fast". Before I can answer that question, it is important to know how much you want to raise your credit score.

The reason is because for someone who has a credit score of 540 and want to increase it to 600 is different from another person who wants to increase his/her credit score from 650 to 725. In both cases, they require a different approach.

One of the most overlooked strategies to improving your credit score fast is your debt to credit ratio. Basically, it is the ratio of debt to your total available credit. For example if you have $10,000 in revolving credit and your current debt is $2500, then the debt to ratio is 25%.

Since many lenders make money from interest, your ability to maintain balances and pay over time is one of the most important factors in your credit score.

One technique that can improve your credit score fast is sub-prime merchandise cards. A sub-prime merchandise card is just a card attached to a line of credit that allows you to buy products and services from a specific vendor.

I highly recommend you get credit secrets bible by terry price where he goes more in depth on how sub-prime merchandise cards can really shoot up your credit score.

There are other credit secrets he will revealed and it is quite eye opening. It's something I have never heard from others or online before. So go check out credit secrets bible if you want to know how to improve credit score fast.